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Payment Fraud

Future-proof protection against evolving payment fraud attack patterns.

Payment Fraud

Removing the economic incentive for payment fraudsters.

Arkose Labs combines risk-based decisioning and targeted friction to eliminate unauthorized payments, getting to the root of fraud rather than playing endless catch-up.

One platform for agent trust and fraud prevention: identifies people, bots and AI agents, and applies your rules through one integration.
24/7/365 SOC and threat research: tracks emerging fraud schemes and new attack tactics before they reach you.
Explore the Arkose Titan Platform →
01

Catch Card Testing Early

Nearly 1,000 detection signals spot card testing even when bots vary timing and amounts to slip past velocity checks.

02

Make Card Testing Too Costly

Proof-of-Work and AI-resistant challenges escalate with risk, draining the resources fraudsters need to validate stolen cards.

03

Keep Checkout Fast for Real Buyers

Genuine customers and the trusted AI agents you approve check out without friction, while suspicious payment sessions face rising costs.

04

Strengthen Your Payment Stack

True/false API results and rich session data give downstream payment and risk tools the context to act immediately.

What Our Customers Say

Frequently Asked Questions

What is card testing?

Card testing is a type of payment fraud where criminals make small purchases, often a dollar or less, across many websites to check which stolen card numbers are still valid before making larger fraudulent charges.

What is payment fraud?

Payment fraud is any unauthorized use of payment information to make a purchase, ranging from card testing and stolen-card checkout fraud to more sophisticated schemes like account takeover at the point of payment.

How do you stop card testing attacks?

Arkose Titan analyzes device, behavioral and transaction signals to detect card testing even when bots vary timing and amounts to evade velocity checks, stopping the attack before fraudsters find a working card.

What are the best card testing solutions?

The strongest solutions catch testing patterns before fraudsters find a working card, not after. Arkose Labs backs its detection with an industry-first $1 million Card Testing Warranty covering authorization fee losses.

Take the next step to stop payment fraud.

Stop card testing and unauthorized payments before fraudsters find a working card, without adding friction for real buyers.

Speak with an Expert →