ATO Threats in Fintech: Intelligence Report

Why Arkose

The Trusted Standard

Arkose Labs protects account integrity and builds customer trust with adaptive defenses and proven enterprise results.

Trust & ComplianceCustomersTrusted by Fortune 500 enterprises and top fintechs worldwide.ComplianceMeet global standards with Arkose assurance.

Research & ValidationIndustry RecognitionAwards and analyst validation from leading research firms.Arkose Cyber Threat Intelligence ReportReal threat intelligence from the front lines.

Platform

The Platform

Arkose Titan

The unified platform behind every Arkose product. Stop bots, AI agents, and human fraud networks with adaptive defenses across the entire user journey.

Explore the platform ›

Bot & Agent DefenseBot ManagerStop malicious bots across the entire user journey.Agent Trust ManagerClassify and control AI agents at scale.Arkose EdgeServer-side API protection at the edge.

Identity & TrustDevice IDVerifiable device identification across your ecosystem.Email IntelligenceDetect fraud by analyzing hidden email risk signals.Phishing ProtectionShut down phishing threats before users are harmed.

Solutions

Tailored for Your Reality

Protect every step of the user journey. Defend your platform from account takeovers, fake signups, API exploits, and SMS fraud.

Browse all solutions ›

Account ProtectionAccount TakeoverBlock credential stuffing and brute force attacks.API SecurityProtect APIs from abuse and exploits.Human Fraud FarmsStop coordinated fraud rings.

Fraud PreventionFake Account CreationStop fake signups and bonus abuse.SMS Toll FraudDefend against IRSF and SMS pumping.SMS ROI CalculatorEstimate your toll fraud exposure in 60 seconds MFA CompromiseBlock reverse-proxy phishing attacks.

By IndustryBanking & FintechSafeguard online banking against fraud.Gaming & iGamingKeep platforms fair and prevent abuse.Travel & HospitalitySecure bookings and loyalty.E-commerce & RetailBlock fraud and protect checkout.Technology & TelcoDefend against SMS and toll fraud.

Agentic AI Partners

Resources

Insights from the Front Lines

Access Arkose reports, case studies, webinars, tools, and expert insights to protect accounts and platforms.

Browse all resources ›

FeaturedFeatured2026 Agentic AI Security ReportOur most important research of the year.FeaturedQuarterly Threat Actor PatternsTrack the latest attacker tactics and trends.ToolROI SMS Toll Fraud CalculatorEstimate impact and savings for your platform.

Content & NewsBlogResearch and commentary from our security experts.NewsroomPress releases and media coverage.EventsWebinars, conferences, and speaking engagements.

Resource LibraryReports & Threat IntelData-driven research and threat intelligence.VideosOn-demand talks and product walkthroughs.Case StudiesHow leading enterprises stop fraud with Arkose.

Company

Learn about Arkose Labs—our leadership, partners, careers, and mission to secure digital experiences.

About usOur mission, values, and history.

LeadershipMeet the team building the future of fraud protection.

CareersJoin us in fighting fraud worldwide.

🔍

Talk to our Experts

Account Takeover Attack Vectors: Threat Intelligence Report for Fintech

More Resources

The Evolution of Crime-as-a-Service

The CISO's Fraud Blind Spot

Why Companies Aren't Ready for Agentic AI

How Fraudsters Game Sign-Up Bonuses and Loyalty Programs